BUDGET CRUNCH: Buddy Chambless, 65, a retired executive on a fixed income, pays $550 a month before utilities for his West Asheville duplex apartment. But that amount, which is all he can afford, “doesn’t get me much,” he said. Chambless has had to “ “live in less desirable ar- eas and in substandard physical facilities” during his four years in the city, he said. Photo courtesy of Chambless