Thankful for the Affordable Care Act

I want to extend my thanks to the wonderful folks at Blue Cross Blue Shield on Hendersonville Highway who helped me through this past Tuesday and got me signed up for a plan that will be almost $350 less than the plan I’ve been struggling to pay for the past several years.
Not only is this a great savings, but the plan is far superior to my present plan with better co-pays and a $2,000 out-of-pocket limit compared to a $6,500 one. I’ve heard so many negative comments about the Affordable Care Act. I think it’s time for people to hear something positive. I would not have been able to afford my present plan with its ridiculous $3,500 deductible any longer, and I know there are a lot of other people in my shoes. Thank you, Obama!

— Carolyn B. Pidgeon


Thanks for reading through to the end…

We share your inclination to get the whole story. For the past 25 years, Xpress has been committed to in-depth, balanced reporting about the greater Asheville area. We want everyone to have access to our stories. That’s a big part of why we've never charged for the paper or put up a paywall.

We’re pretty sure that you know journalism faces big challenges these days. Advertising no longer pays the whole cost. Media outlets around the country are asking their readers to chip in. Xpress needs help, too. We hope you’ll consider signing up to be a member of Xpress. For as little as $5 a month — the cost of a craft beer or kombucha — you can help keep local journalism strong. It only takes a moment.

About Letters
We want to hear from you! Send your letters and commentary to

Before you comment

The comments section is here to provide a platform for civil dialogue on the issues we face together as a local community. Xpress is committed to offering this platform for all voices, but when the tone of the discussion gets nasty or strays off topic, we believe many people choose not to participate. Xpress editors are determined to moderate comments to ensure a constructive interchange is maintained. All comments judged not to be in keeping with the spirit of civil discourse will be removed and repeat violators will be banned. See here for our terms of service. Thank you for being part of this effort to promote respectful discussion.

5 thoughts on “Thankful for the Affordable Care Act

  1. travelah

    What this really means is that now, young health conscious people are subsidizing your health insurance premiums. That is great for you and unfortunate for the young people faced with soaring healthcare premiums and deductibles.

  2. bsummers

    “Insurance is the pooling of risk.”

    Yet before ACA, insurers were allowed to exclude people with pre-existing conditions, set lifetime caps that were so low, or deductibles that were so high, that they could hardly be called “insurance” at all. Do you not consider those things, which the ACA tries to address, as massive distortions in the “pooling of risk”?

    • travelah

      Pre-existing conditions was an issue that needed to be addressed, preferably within the existing system we had. Deductibles for most comprehensive plans have not been historically high. If anything, compared to the Obamacare scheme, they are low. Deductibles tend to be high for speciality coverage ie. catastrophic coverage (which would be a preferable coverage for most young, healthy people).

      However, your sniping did not address anything I stated in my comment. Are you content to have healthy young people subsidize premiums for older, less healthy people?

    • bsummers

      Given that Obamacare, as flawed as it is, was the best thing that they could navigate through the legislative process (and the Obama haters), I am content that it is better than what we had before. I believe that we’ll see within a decade that the only real solution is single payer, and we’ll get there eventually. Once we get there, yes – healthy people subsidizing unhealthy people IS how “pooling of risk” is supposed to work.

  3. travelah

    That is not how pooling of risk works. Pooling of risk is the paying of premiums into a common pool by people of similar or adjusted risks. Risk is adjusted by increasing or decreasing individual premiums. Healthy people who lower risks pay lower premiums. This is why risk pools offer premium discounts for non-smokers, people who are within a particular weight ranges and other health correlated factors. That “similar risk” factor has now been thrown out the window so that now,, Asheville’s young people must pay higher premiums with greater deductibles in order to support higher risk individuals.

    There was no navigating. Obamacare was forced upon us by a purely partisan vote with zero consensus and zero opposition input. It was passed via bill reconciliation because Harry Reid knew there were not the votes to get it any other way.

    So, no, you are wrong.

    Good to know I have a fan club here.

Leave a Reply

To leave a reply you may Login with your Mountain Xpress account, connect socially or enter your name and e-mail. Your e-mail address will not be published. All fields are required.